I am a "newbie" snowbird, and it's not the winter I was expecting in the 'sunny' south. My main home is in Ontario, Canada.

Originally from England in 1975, I am married with three daughters, ten grandchildren (and another on the way) and also on the way my first great-grandchild - both are due this month.

In the last 20 years, I worked in both the pharmaceutical and financial industries.