CollyMP's Journal, 14 July 2013

Quite the saga the last few days. Husbands truck broke down yet again, this time it was going to cost $5000 to fix.

Just. NO.

We've spent a fortune on this truck trying to keep it running, and this tipped the balance from "cheaper than a car payment" to "more than a car payment" in costs over the last 12 months to repair.

So, truck is going.

Which leads to me. I found one of those rubber bristle pet brushes, I heard somewhere that they work well for cleaning pet hair out of automotive carpet. It made the carpet in his 9 year old truck look darn near brand new. However, it takes a lot of brisk brushing of the carpet, which provides a lot of resistance, and...well the upshot is I can barely use my left hand at this point.

Lots of pain last night, took my max dosages of the pain killers I rarely need to take (maybe every couple of years, at most). So, med hangover today. From shoulders to fingertips they made little difference, but the rest of me felt AWESOME. LOL! However-today I have the dizziness, nausea, etc.

I also have some sort of minor virus which is making me hot and cold and hot and cold, cycling back and forth in a slight fever, but on top of the rest it was nearly intolerable.

So-this coming week we have a new car and a car payment. The best news is that this one gets nearly 4 times the mpg than the husbands truck-he consented to get a HYBRID. A hybrid CAR. From a big bad-ass 4 wheel drive pickup truck, to a car. I don't know when the pod people are going to bring back my real husband but I hope we've done all the paperwork on the new vehicle before he gets here.

We also have someone interested in buying the truck, even knowing what's wrong with it. We'll need to set aside that money or get cash back if we go strictly through the dealer to make payments until the furlough is over.

I wouldn't have thought we have enough to buy a car, however, we'll get cash back to pay off a couple of small things, and we'll spend about 1/4 to 1/3 what we've been paying for gas for his truck. That frees up a sizable chunk of money for a car payment, and also provides the peace of mind of not having to wonder when the husbands vehicle will break down yet again.

I have barely been able to eat today due to the med hangover so I will see what happens with it tomorrow, and will get back to recording food and weight. It's just been a mad house here trying to get that truck all pretty to sell or trade in, plus all the angst associated with letting go of the thing in the first place.
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Oh dear, I do hope you feel physically/mentally better tomorrow. It is such a big deal to have to buy a new vehicle when you are not financially ready to do it. We had to do the same thing in the spring. But hopefully the math woks out, that saving money on gas helps with the payments, and not having to repair the damn truck will save you money. There's always something to keep you on your toes for sure. Wishing you a speedy return to 'normal' :) 
14 Jul 13 by member: sarahsmum
That's exactly it right there, isn't it? The stupid truck has put us into the most debt, the last few years. We get one thing fixed and it breaks down again with something else, equally, if not more, expensive. Definitely will save money on gas, and there will likely be a reduction in the cost of insurance (smaller, less expensive vehicle, designed for a more sedate group of drivers). We haven't had a car payment in 4 years, we're quite lucky in that regard, and with any luck I can baby my own truck along until this new car is paid for. We will likely always need a truck of some sort in our lives-we do a lot of gardening and a lot of home projects and repairs that require a vehicle big enough to haul things. Frankly I don't know how other homeowners get by without a truck. @ illness-I'm definitely feeling better today, thanks Isabel! Still some residual hand/arm pain but down to slightly above normal levels so I can cope with it.  
15 Jul 13 by member: CollyMP
Ugh ... I'm so sorry. I looked at the car note the other day - 5 more payments and it's ours; I'd like to hope with no more miles than I put on it I can go a few years without $$ for repairs but that would be a first in my life; I've always had a car note, a lease payment, or repairs. I had mine detailed last month and I'm sure they vacuumed a medium size dog (of hair) out of the carpets.  
15 Jul 13 by member: FullaBella
LOL-I don't know how the hair gets in his truck, because I never take the cats anywhere in that truck, I take them in my truck (and if I neglected to mention it, MY TRUCK STILL RUNS JUST FINE AND IT'S FIVE YEARS OLDER!). And they don't just go for rides, cats do not generally seem as happy about being in the car as dogs do! LOL! But there was a LOT of white cat fur on that black carpet, I assure you. I think a car payment is just one of those things that are a fact of life, we're lucky to have been out from under it for as long as we have. They're having to bring one to this dealership from another one (as you can imagine they're thrilled about that) for us to look at. I'm just ready for this crip to be over with. My husband is really not good at this kind of bargaining but I'm just not up for it any more.  
15 Jul 13 by member: CollyMP
My dog isn't much for road trips the way the one before her was even though the ladies at the bank & RX drive thru always send her little treats. I probably didn't help much the other day because the car seat (leather) was so hot she literally tried to balance on one foot and hold the other three up off the seat. I ran back inside to get her little bed, poor baby. 
15 Jul 13 by member: FullaBella
AW, poor dog! It's too hot for this mummy! Update on the new vehicle-when you factor in the cost of fuel for this car vs. fuel for the truck, and paying off several of the repair bills with the cash back from the trade-in (which was about $2000 more than we ever expected to get)...we're going to end up spending less each month for the new car payment than we did for fuel and outstanding repair bills (via a loan and two credit cards). Sigh...Not unhappy about spending LESS money, a bit peeved that it took us such a long time to get here. The spousal unit is currently adding up all the repairs we've had done just in the six years we've been here in this town-out of morbid curiosity, I suppose. I fear this number may well make me cry.  
15 Jul 13 by member: CollyMP
All I can say is... I LOVE YOU!!!! HUGS 
16 Jul 13 by member: MissyAnn63
No good will come of digging up those old receipts but I understand the morbid curiosity; it's as if trying to justify the new vehicle with more financial evidence. Weird what we do, huh? 
16 Jul 13 by member: FullaBella
LOL-$4300 in six years.I keep complete maintenance histories on each vehicle in its own file, so no digging was done, they were all right there. In fact, I still had the sticker from the truck we traded in! LOL!(and the electrical hookup for the towing package, and the card with the keyless entry code, and how to drive a 4x4, and all the original manuals and documents). It was bittersweet to leave it behind, I have to admit that. We drove that truck all over mainland Europe, Mike drove it the entire Land's End to John O'Groats route as a support vehicle for cyclists raising money for the Make A Wish Foundation, our friends and their kids have all been somewhere in that truck, the whole family laughs about my hair getting sucked out of the moonroof and making my head look like it was on fire (my hair was red then)...there are a lot of good memories that go with that truck. Not to mention-it was the most expensive and luxurious vehicle either of us had ever driven when we bought it. If/When we get rid of the blue truck I'm going to be a basket case, we've had that one since our son was a year old! 
16 Jul 13 by member: CollyMP

     
 

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