They've all pretty much said it. In a nutshell. Belly fat is the last to go. At the point that now I am seeing some flatting of my lower gut, which pleases me a lot. If I were to continue dieting beyond my 160lb. goal, I might be able to get rid of it. But not interested that much. Tired of dieting and want to get into maintenance. A little puffy around the lower belly and at hips, but that's okay.
***It just means being more independent and not allowing your happiness to be dependent on someone else's demanding and contentious attitudes and actions.***
Wisdom from a friend
I am willing to release the need to be unworthy. I am worthy of the very best in life and I now lovingly allow myself to accept it.